Which one should you choose.
Venture or sapphire preferred.
Earn 2x points on.
The venture card offers up to 1 5x airline miles per dollar spent while the sapphire preferred offers 2x airline miles on dining and travel and 1x airline miles on other purchases.
The way you earn and redeem rewards with each card is.
While sapphire preferred and venture have a slight overlap in rewards they provide different reward rates on other purchases.
For the average person the rewards earned are valuable enough to offset an annual fee of 95.
Most importantly the sapphire preferred offers primary rental coverage while the venture card s benefit is secondary.
So if over half of your spend is on dining and travel i.
Read capital one venture review capital one venture rewards credit card chase sapphire preferred card credit card interest rates fees purchase apr 17 24 to 24 49 variable based on your creditworthiness and other factors.
The sapphire preferred card also.
If you have both the venture and sapphire preferred you can use the sapphire preferred on dining and travel to get 2 ultimate rewards points per dollar then switch to the venture to earn 2 venture.
The venture card offers 2 miles per 1 spent on all purchases equal to 2 cash back when you redeem for travel whereas sapphire preferred awards double points only on travel and restaurant spending setting it back.
The chase sapphire preferred and capital one venture rewards credit card are both travel rewards credit cards with annual fees of 95.
The sapphire preferred card gives more choices in how you use your points.
Unlike the venture card the sapphire card lets you redeem points for cash back and merchandise as well as travel.
It makes sense to start with credit cards that have reasonable annual fees.
Both the chase sapphire preferred and the capital one venture have reasonable annual fees.
They do not provide the extensive travel benefits of the higher priced cards such as the chase sapphire reserve card but do offer a solid range of rewards and benefits at a lower price.